Thursday, October 24, 2013

My Memoirs


Well, who doesn’t like to talk about one’s own life and I have no hesitations in admitting that I am one of them too. The only difference being I prefer writing to talking. So, here it is, My Life in a Synopsis or a short memoir till date.

To start with, I was born approximately three decades ago. I know I know, girls don’t tell their age. Where am I telling? You can guess it. J I basically belong to Uttar Pradesh and most of childhood was spent at its various towns & cities, the major part in the City of Nawabs ‘Lucknow’.  I was born in a Srivastava family and hence my surname. My father Mr. Rajesh Kumar Srivastava is a retired bank employee and my sweet mother Mrs. Rekha Rani is a home maker. I have a younger sister Pragati Srivastava who is also working.

Most of my education has been in Lucknow in Chiranjeev Bharati School and all the time spent there has built the foundation of my further life. I finished my graduation from CMS Girls Degree College, Lucknow in B.Sc (PCM). Afterwards, I came to Bangalore for my further education which was MBA from Alliance Business Academy. I did my specialization in finance.

As for my work life, I possess over seven years of work experience till now in various domains & industries & all of it has been in Bangalore. Initial 5 years were dedicated to aviation industry where I started as financial executive and later worked as Flight Analyst for Air Deccan and Kingfisher Airlines.  After that, I joined a retail real estate consultancy. Currently, I am in Hyderabad working for another real estate company.

I am married to a handsome & loving bengali guy whom I met during my MBA days. My second family (in-laws) are in Jharkhand. So, this way, I have quite an experience of so many cultures of India. I believe I have been lucky in this. Not many people at my time were getting the opportunity to study, work/marry outside their place/caste and I am thankful to my parents who believed in me and respected my choices.


Waise to I have many hobbies but one of my favourite one, as you all would have known till now, is writing. Another one is reading. I love reading all kinds of books except horror. Reading gives me a lot of reprieve from all the hustle-bustle of the world. Other than these, I like watching TV especially comedy shows and most-of-all I like spending time with my family.

This was my short self-story. It really brings solace when you write down what you feel in black-and-white & what more than writing about your own life. Whenever, I want I can come back to it and what more, can keep updating!!!
 
 
 
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Manna Dey - End of a musical era

 
What a lovely morning was in Hyderabad today but as-soon-as I switched on the television, heard a very saddening news and suddenly those clouds of happiness turned to the black clouds of sadness & grief. The news was the death of one of the jewels of Indian playback singing industry Manna Dey.



He died at the age of 94 at Bangalore’s Narayana Hrudayalaya hospital around 0350 hrs after ailing from a long illness. His death has left us with a void which is very hard to fill.

Born in Kolkata in 1919, Manna Dey’s real name was Prabodh Chandra Dey. He wanted to become a wrestler in his younger days but destiny had other plans for him. I feel it was our fortune that he chose singing as his profession over everything else otherwise we would have been deprived of listening his soulful voice.

He started his film career in 1943 with the film Tamanna. Manna Da has sung over 3,500 songs in his career in various Indian languages. He has been awarded many times in his life, the major awards being Dada Saheb Phalke award, Padm Shree and Padm bhushan, to name a few.

We can never forget the timeless songs he has made us hum & dance like the most comic classical ek chatur naar….Or the evergreen love song of older couples ae meri zohrah jabin…. Or the patriotic ae mere pyare watan…. Or the awesome laga chunari me daag… Or the song of friendship yaari hai imaan mera… or the ultimate romantic pyaar hua ekraar hua hai….Or the puzzle of life zindagi kaisi hai paheli….And so on…. The list is endless.

A body dies but a voice doesn’t. Manna Da, you have gone but your voice is still with us. May your voice live 1,000 & more years and may many many generations listen, adore & learn from you. R.I.P.
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Monday, October 21, 2013

Automobile Growth in India - Key Drivers

 

Indian Auto Industry is one of the most dynamic in the world. As per Industry Pundits, the domestic Auto industry’s growth is estimated to be more than 20% in the near future.

Some of the key drivers for such a robust growth in the Indian Automotive Industry can be listed as under:

v  Purchasing Power:  Purchasing power of Indian people, and in turn, their disposable income has indeed gone up in accordance with India’s economic growth story which is consistently showing signs of positivity.

v  Status Symbol:  Possessing a car or, for that matter, more than one car, has become a matter of prestige & a symbol of Self- esteem amongst Upper middle class Indians. 

v  Increase in number of Nuclear families: With children going to other cities for studies & thereafter settling down, the increase in the number of nuclear families in on a high. With this increase comes the increase in the consumption of cars as well.

v  DINK: Amongst the Nuclear families also, the factor of DINK (Double Income No Kids) plays a major part. With both Husband & Wife being working, the requirement of two cars becomes a necessity as both need to drive down to their respective destinations separately.

v  Young India: With majority of Indian population being less than 35 years of age, India is a very young nation. Also, increase in employment opportunities due to the emergence of BPO sector, young Indians get disposable income in their hands very early in their career. Hence, they want to give wings to their aspirations by putting their money in luxuries like mobiles & automobiles, thus growing India’s consumption.

v  Easy Interest/ EMI Options: Thanks to the easy availability of loans for car purchase from Banks & financial institutions & attractive EMI & Interest schemes, possession of a car was never so hassle free.

v  Indian Weather conditions: India, being a predominantly hot country, people who wish to travel little longer distances prefer to do so in a car than a bike as the option of switching on an air conditioner can only be possible in a four-wheeler.

v  Attractive offers by car manufacturers: With attractive offer schemes given by car manufacturers during off & non-peak seasons like providing heavy discounts, some of the buyers wait for the low season of the year to satisfy their buying spree.

v  Varied Segment options available: With different kinds of segments of cars available by a particular manufacturer, the buyers now-a-days have variety of options to choose from even if they have a set budget.

v  Healthy Competition: Now-a-days, Indian consumers are well-travelled & are well-aware about global trends, hence they look for value for money for what they buy. The entry of foreign players has given a downward push to prices. Hence, people are getting a better value for money & they don’t mind buying a four-wheeler if the return-on-Investment is good.

v  Attractive advertising & marketing: Car manufacturers are putting in more efforts in making people aware of their products & what they have to offer by investing in right kind of advertising, be it print, television or even Aerial (through helicopters).







v   Skilled Staff: Last but not the least, the hiring of right kind of staff by the automobile manufacturers also helps in driving the sales, as these are trained people who know how to make their guests turn into customers & how to retain those customers by giving good after-sales service & high-end experience of car buying.

A sum of all the above factors is helping the Automobile industry in India to grow exponentially & in leaps & bounds. The belief by Industry pundits in India to be a 4-million units car market by 2015 is surely going to bring a smile on the faces of car manufacturers.

 
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Saturday, October 19, 2013

House Shopping ? – What to Look Out for


What are the most important needs of any human being? Well, no second thoughts on that. Roti, Kapda aur Makaan. These three have been the basic requirements of the homo sapien race since we got the first ray of civilization. Not to mention that all three have equal significance in our lives as thinking life without anyone of these is completely unimaginable.

We can write paragraphs about the surplus or dearth of these things to many of our brethren but here my objective is to talk about the third need (not in the order of significance), makaan. We all know how much value our houses have in our lives and by ‘value’ I mean not only in terms of money but also emotions. These are emotions only which make a House a Home. Needless to say, moneywise also the value of one’s house never goes down. This is an investment where one will never notice a depreciation. Small or big, but the demand of a house will always be there.

Since having a house is so important, isn’t it our right to properly investigate & then put in our hard-earned money in somebody’s hands? So here are some of the points to check out for before investing in a real estate:

a)      Location: Location of the property is the most crucial factor. If you are living in a city and are planning to buy a house there for immediate residential purposes, it is very important to have it at a good location. The location should be such that all the required social infrastructure like Hospital, School, Police Station, market etc. should be within 2kms range. Also, the location should be such that owning a house there should fit in your budget.

 

b)      Pricing: Needless to say, we all check prices of anything we buy in our daily life. So, when buying something like a property has to be preceded by good research of the market related to prices and I am sure it is not something which I need to emphasise much as we all do it. But along with the price, do check about the size of the flat, number of bedrooms, amenities provided (if the house is in a society), maintenance etc. at the declared price and compare some properties in the chosen area with each other before putting your money into one.

 

c)       Appreciation of the Property: Another very important factor to understand is the appreciation of the property in next few years especially if you are buying the house mainly for investment purposes. Due to the fast-changing market scenario and volatile rupee value against dollar, the property prices also get affected. Though mentioned earlier that its price never goes down, still one needs to make sure how fast and at what rate the price is going to appreciate. This depends a lot on the first point ‘Location’, as the faster the infrastructure grows around your property, the faster and higher will be its price appreciation. For example, Cunnigham Road in Bengaluru, Banjara Hills in Hyderabad are some of the areas which are seeing sky-rocketing growth in prices now due to their good growth.

 

d)      Reputation of the Builder: It is very important to check the reputation of the builder from whom we are going to buy our property. Research on its past projects and if possible go and visit some of them. Get to know from the market how has been the builder’s performance in honouring its commitments, i.e., has it been able to give the possession in time? If not so, how much was the gap between the given date and the actual date. Now-a-days, it is discouraging to see even some big and well-known developers faltering on their commitments and hence it is very important to know their history and not to trust blindly on the name. Its best if you can get to talk to some of the residents of the builder’s previous projects as they will give the most honest response, positive or negative.

 

So, friends the above are some of the points which I feel are the most important in buying a house anywhere. I know there will be many more points but the list is endless. If you feel there is something as important and I have missed that out, request to let me know in the ‘reply’ section below.

But overall, don’t miss out on the above four points and make your future dream house your dream home.J

 

 
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Wednesday, October 16, 2013

Gravity


Watched an amazing movie yesterday, Alfonso Cuaron directed Gravity. Starring Sandra Bullock and George Clooney, it ran a chill through my spine when I watched the hour-and-a-half edge of the seat thriller. No doubt the movie has been released in a 3D form as a 2D one would not have done justice to the science drama.

When I came to know initially that the film is just an hour-and-a-half long, I had a brief disappointment as I am used to watching movies no less than two-and-a-half hours long (thanks to Bollywood). But believe me, when you watch the movie you won’t regret its short form. It is worth more than its length.

My husband is a great reviews fan. He never goes for watching a movie in a theatre till it is really worth a watch. That means nothing less than a 3.5-star out of 5 will do for him. So, when he learnt that Gravity was given a 4-5 stars in most of the reviews, he had to run for it and I followed. 

The whole movie is an out-of-the-world cinematic experience (quite literally). Though, I heard later that many of the physics laws were not taken into consideration, but you can give that much leverage to a fantastic film. After all, it was just a film. The aim of any film is to give good entertainment to its audiences (which it has done brilliantly) and not to prove or disprove any physics or other laws.

Hats off to Alfonso Cuaron and his son with whom he wrote the screenplay of the film. The first 15 minutes are just awesome. Why? Because it is a one-shot scene for a whole 15 minutes and the first cut comes after this much time!!! Amazing na. I believe it is the longest shot scene in any film so far.

And now coming to the great performances, Sandra Bullock is awesome as ever. George Clooney has a short but memorable presence. But, I was saddened when he decided to float away in darkness in the movie as I wanted him to survive. Anyways, that’s what was supposed to happen and Bullock finally survives after a lot of struggle and comes back HOME, that is earth.

What this movie made us learn? Well, I learnt one thing for sure. If a first time space-walker can survive in space without any help and can make her way back home successfully, we on earth are much lucky that we are already here. So, surviving here should be much easier as we have a lot of help here in the form of our family and friends. She didn’t have anybody to ask for support after Clooney went away but we have so many of our loved ones to look forward to when we are down. 
So friends, since this movie has taught us so much, it deserves to be a blockbuster and I am sure it will break all the records made so far by any movie in the world. Wish it all the best!!!
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Wednesday, October 9, 2013

Vernacular – the real meaning!!!



Just read few days back in a famous book titled ‘An Autobiography’ by honourable Pandit Jawaharlal Nehru about the meaning of the term ‘Vernacular’. Got a shock of my life when I came across its real meaning and started scolding myself for the moments when I have used the word for our regional languages (of course unknowingly). It gave me my first topic to start my blog with.

The original meaning of the term, as per the book, is ‘the language of the slaves’. What……. SLAVES… I closed and reopened my eyes 2-3 times and reread the sentence… is this real what I am reading or has something got into my eyes… but no… the meaning was right…

When I checked the original meaning of the word on various online sources, they say that the word has originally been derived from the latin word vernus or verna which means a male or female slave born in the house rather than abroad. The word was brought into the English language from the latin word vernaculus which means native, but the original still remains the same.

The term is falling out of usage in some disciplines, as it has its links to colonialism and more so to slavery and is being identified as an offensive term. However, the term is being used freely in India for our most respected regional languages and ironically very much by our well-educated journalists and writers, people who should be most aware of the terms and their meanings.

Well, to be fair, it is not their mistake either. We as Indians have learnt to adapt everything which is being used through ages, by our forefathers, parents, teachers or whatever is in popular usage. We don’t question its existence assuming that someone must have questioned it before and would have got a suitable answer and that’s the reason for its widespread usage. But alas, we cannot be more wrong. No doubt, someone might have questioned it before but chances are he/she would have left the stage without getting a suitable answer.

The normal meaning of the term reads as (as per Oxford dictionary), “the language or dialect spoken by the ordinary people of a country or region”, which is a very refined meaning to the original. But, if we research deep down, we know where its origins are from. A good alternative to the term can be ‘Dialect’.

Well, to be honest, I don’t know how much my small article will affect the popular usage of the word throughout the world but may be it can put a few thinking caps on. But at least from my side, I will NEVER use the word again for our respected Indian regional languages.